THE INSURANCE MOST OF YOU NEVER THOUGHT ABOUT: EMERGENCY SITUATION

September 15, 2022 0 By admin

Thousands and thousands of people have gotten their pants down when an emergency happens. Recall the Katrina disaster, recent hurricanes, fires, and floods in several states, massive social unrest, riots, disruption of food delivery due to a pandemic, … or sudden war (like in Ukraine). And the world’s peace is a dream, so far.

Another major concern that several people share is the possibility of local, state, or Federal governments implementing martial law (the article is coming soon), either nationwide or in select areas of the country. This fear is not at all unfounded, as it has been threatened repeatedly over the last year. In the event of martial law, the government would seize the means of production including grocery stores and restaurants, and tightly regulate what foods you can and cannot buy.

The problem is that you don’t know the future, and, therefore, it is better to get ready for unforeseen events. If we’ve learned anything from both historical and recent events, crises come in all shapes and sizes—and they can come at any time, even overnight. Remember, when disaster strikes, there are only 3 ways to get the food that you need to survive: grow it, raise it, or store it.

Man, you must be the protector and provider, especially during an emergency crisis. It is your duty to protect your family and provide food and water.

I would like to share my research and tips on survival preparedness. I hope you will appreciate the in-depth preparedness list and recommendations. If you can add anything to this list I would appreciate it and update the post. This article is the first one in the category “protect”. I am intending to provide the research material for the emergency–related issues in the nearest future.

I do not pretend to be highly knowledgeable regarding the methods and supplies, but what I suggest is mostly based on my research, simple common sense, and logic.

There are three types of emergencies and corresponding preparations should be recognized.

  • Emergency (staying at home)
  • Emergency evacuation
  • Emergency in a car on a road (or in the wilderness)

Depending on each type, the preparedness should be slightly different based on certain situations in each case. I mean the loss of electricity (power grid), fire, flood, hurricanes, losing directions in the wilderness on trips, riots, or, God forbid, EMP/nuclear blast, a war.

You can be very thorough or you can prepare just the very basic supplies and food for 3-4 days, so, it’s up to you what to do. Of course, I don’t know where you live or who your family members are, so, my recommendations could be and should be revised and updated depending on your unique circumstances.

Do not be overwhelmed by the number of items. We, humans, need a lot of things to survive.  So, instead of laughing at my recommendations or getting scared about the number of items to be acquired, imagine the real situation of any mentioned above emergency, and you will thank me for helping you to be ready.

If you think that all of it is expensive, consider it as an INSURANCE. You buy one for your car, right? So, this one is MORE important because you spend money on insuring yourself and your family members. I have decided to get ready for any emergency and have obtained most of the items despite my wife’s resistance. I am still working on a food supply which is the most challenging task.

Man has to do what man has to do… It is our responsibility to provide and protect.

 

Beyond the three emergency types mentioned above, there are different categories of actual items to be obtained and stored for emergencies.

  • Electronics and power sources
  • Body protection
  • Medical supplies and your prescribed medications/vitamins
  • Personal care
  • Water and water purification
  • Personal and family protection
  • Money/credit cards and important documents
  • Food

Now, let's proceed to each category and define the list of items. Just don’t forget that you will need a good-capacity duffel bag or backpack if you move out of the house. It is where you place all your survival items.

Electronics and power sources

  • Emergency radio, dynamo-rechargeable (like GH-858);
  • A walkie-talkie (belt-attachable)– one for each family member;
  • Tactical flashlight;
  • Spare AA and AAA batteries and optional Amazon Basics 6 Pack CR2032 3 Volt Lithium Coin Cell Battery, Long Lasting Power in Child Resistant Packaging (store them in a fridge until use);
  • Portable power supply for smartphones (preferably solar power banks).

 Body Protection

  • Waterproof shoes
  • Warm: shoes, sweaters, gloves, and a sport coat, for wintertime
  • Gas or butane lighter (two) and a can of butane/gas for lighter
  • Emergency fire starter
  • Handheld wire saw
  • Matches (in a waterproof bag)
  • Full-body ponchos (like Rain Ponchos for Adults Reusable, 2 Pcs Raincoats for Women Men with Hood (E-Gray))
  • Warm blankets (for car)
  • Portable sleeping bags (like DIBBATU Emergency Survival Sleeping Bag, Thermal Bivy Sack Blanket)
  • Emergency thermal blankets (like Swiss Safe Emergency Mylar Thermal Blankets + Bonus Gold Foil Space Blanket)
  • 2 (or more) persons portable tent (like Go Time Gear Life Tent Emergency Survival Shelter – 2-Person Bivy Tent)
  • Umbrella (if traveling by car)
  • Portable axe and folding shovel (if traveling by car) – helpful to survive in the wilderness
  • Duct Tape and the roll of aluminum foil

Medical supplies and your prescribed medications/vitamins

You can buy ready-to-use Emergency Kits or compile your list of items. In any case, even with an emergency kit, you should revise it and add more items (see below).

  • First Aid Only 298 Piece All-Purpose First Aid Emergency Kit
  • Or more comprehensive: MediTac Premium IFAK Kit - Feat. Trauma Pak, CAT Tourniquet, HyFin Vent Chest Seal, Israeli Bandage – Black
  • The American Red Cross recommends kits for a family of four include the following:
    - 2 absorbent compress dressings (5 x 9 inches)
    - 25 adhesive bandages (assorted sizes)
    - 1 adhesive cloth tape (10 yards x 1 inch)
    - 5 antibiotic ointment packets (approximately 1 gram)
    - 5 antiseptic wipe packets
    - 2 packets of aspirin (81 mg each)
    - 1 blanket (space blanket)
    - 1 pocket mask/breathing barrier (with one-way valve)
    - 1 instant cold compress
    - 2 pair of non-latex gloves (size: large)
    - 2 hydrocortisone ointment packets (approximately 1 gram each)
    - 1 scissors
    - 1 roller bandage (3 inches wide)
    - 1 roller bandage (4 inches wide)
    - 5 sterile gauze pads (3 x 3 inches)
    - 5 sterile gauze pads (4 x 4 inches)
    - 1 oral thermometer (digital)
    - 2 triangular bandages
    - Tweezers
    - First aid instruction booklet (Read it before you need it!)My Suggestions (add to kit):
  • Several zip bags
  • Some 6" long pre-cut strips of standard kinesiology tape to reduce pain and swelling.
  • Antihistamine (Benadryl)
  • Optional: Injectable epinephrine and/or Asthma inhaler if you require them
  • Diarrhea medication (Imodium)
  • Anti-nausea medication (Dramamine, etc.)
  • A few N95 masks
  • Sterile gloves!
  • Vitamin C
  • Pain medication (Advil/Tylenol)
  • Sun protection 30 SPF
  • Liquid ….
  • A MUST: A list of all medications including your personal (if any)

 Personal care

  • All items you take when you travel (toothbrush, toothpaste, shampoo, shaving accessory, floss, hand sanitizer, etc.);
  • "Deet" bugs spray (against mosquitos);
  • Eyes contacts, contact supplies, sunglasses, and eyeglasses;
  • Plastic ties, garbage bags, moist towelettes, and feminine supplies for sanitation;
  • Yeah, and toilet paper, too!
  • A change of clothes for each person in your family;
  • A sewing kit — safety pins can be a lifesaver.

 Water and water purification

  • 2 bottles of purified water (to go)
  • 2-3 BPA-free containers/canteens (5 gallons or more) with purified water.
  • Potable water purification Tablets (like Potable Aqua Water Purification Tablets with PA Plus)
  • Portable water purification kit (like FS-TFC Portable Water Filter Survival Gear High Precision and Large Flow).
  • Iodine tablets.

 Personal and family protection and important documents

  • 5”-6” folded knife and multi-function knife.
  • Paracord survival bracelet.
  • If it is permitted in your state/country, get the expandable police button.
  • Mice spray for each family member.
  • A whistle or flares to signal for help.
  • A handgun, ammunition, and spare magazines (optional but recommended).
  • A shotgun and ammunition (consider the cases of riots or hungry crowds).
  • Some folks recommend a machete and a baseball bat.
  • A belt to hold personal protection items like a good holster for sidearms and mice spray for each family member.
  • A list of local authorities, FEMA, Red Cross, etc.
  • Your birth certificates, passports, marriage certificates, insurance policies, gun certificates, social security cards, health insurance cards, Medicare cards, and driver's licenses.
  • Local maps and a compass

 Money/credit cards

  • Belt bag for secret storage of cash and credit cards
  • Cash in different nominations. I recommend $2,000-$3,000. Consider that if the banking system is disrupted, your cash would be indispensable.
  • A few silver/gold coins when cash is not accepted.
  • Credit and debit cards
  • Your birthday certificates, passports, marriage certificates, social security cards, health insurance cards, Medicare cards, and driver's licenses

Please read the second part of this article about food.